I am glad you made the right choice @AVOlio and as I see this is a much better package than the one we have (or don't) for employees salary domiciliation at Audi.
Account fees per month 3$ ( 1$ service charge, 1$ SMS fees and another 1$ (BVE) we do not have any idea what it is)
Credit card: free but interest is 1.95% per month on POS & for cash: 2.59% instantly then 1.95% per month.
Internet card: 20$/year + 1$ SMS fees per month
The worst part is their evil value date:
On account credit, the value date is 1 day after and on account debit the value date is 1 day before and so if you withdraw money the same day you get your salary, you get interest charges (as if they have lent you the withdrawn money for 1 day).
The worst example of this bad practice: I took a personal loan and for the silly me I withdrew it in cash the same day it got credit to my account to find out that I got 7$ interest charges. On top of (interest fees, stamp fees, file fees, insurance fees, staff commision fees), I get interest on top of the interest.
I know this information was not requested but I wanted to share my experience with Audi to add value to this thread so it can be used as a guidebook for the beautiful community we have here and maybe some visitors.
Cheers
Account fees per month 3$ ( 1$ service charge, 1$ SMS fees and another 1$ (BVE) we do not have any idea what it is)
Credit card: free but interest is 1.95% per month on POS & for cash: 2.59% instantly then 1.95% per month.
Internet card: 20$/year + 1$ SMS fees per month
The worst part is their evil value date:
On account credit, the value date is 1 day after and on account debit the value date is 1 day before and so if you withdraw money the same day you get your salary, you get interest charges (as if they have lent you the withdrawn money for 1 day).
The worst example of this bad practice: I took a personal loan and for the silly me I withdrew it in cash the same day it got credit to my account to find out that I got 7$ interest charges. On top of (interest fees, stamp fees, file fees, insurance fees, staff commision fees), I get interest on top of the interest.
I know this information was not requested but I wanted to share my experience with Audi to add value to this thread so it can be used as a guidebook for the beautiful community we have here and maybe some visitors.
Cheers