Cage wroteAVOlio wroteAre you employed? Do you have income?
If yes, then I wouldn't say no.
But what I would say, always pay back what you spend on the card before the due date, so you won't therefore pay any interest at all.
You can think of it as an emergency card when for example you drain your salary, but you still need to buy or pay for something. And once you get your salary pay the amount right away.
That's what I'm planning to do with the credit card that I'm getting this week.
(coincidentally I DRAINED my salary, and black Friday is coming. So I'll use the credit card and pay back everything as soon as I get the salary of the month).
But, if you don't have income /your own salary, I would still tell you to get it but I would advise you to really be careful on what you spend on it.
Hope that helps.
so if i spend lets say 400$ using the credit card i should deposit them back before the due date right?
Yea, usually the period is one month.
If you pay the 400$ within that month, then youll pay 0% interest on it.
But if you pay it past the due date, every bank has its own way of the payments of the interest as well as their own interest rates (usually though 1.5%).
As I said, get it as an emergency card, if you don't cash and don't have funds in your debit card, you can use the credit card, and always pay it back as soon as you are able to.
@duke-of-bytes
Care to explain your statement a bit?