so i activated my online banking with credit libanais, and they have the most un-user friendly security measures to access your account. i mean yes it's safe but the point of online banking is accessibility. there's more chances of you making a mistake and getting yourself locked.
they should strike a balance between user-freindlyness and security;
some of the top banks in the world have a simple 1-tier (level) u/n & p/w and everything else happens on the back-end. some of them ask you if it's a public or private pc and if it's public, they ask you a no cookie security question.